Where a business owner's SMSF meets their business, the structuring gets interesting — and unforgiving if it's done loosely. A common example is a fund acquiring the commercial premises the business operates from (business real property), held in the fund and leased back to the business on arm's-length terms.
What we structure
- SMSF acquisition of business real property — the premises your business uses, held by the fund, with a limited recourse borrowing arrangement.
- Coordinating the moving parts — the fund, the business entity, the lease and the lending, structured to fit together and to comply.
- The credit architecture across your business and your super, so they work as one design.
Where our work stops
AeFin structures the lending. Whether an SMSF should hold business premises, and whether the arrangement suits you, are decisions for your licensed financial adviser and accountant — we work alongside them, not over them.
Related
- SMSF + New Construction
- Business consulting
- Commercial property finance
- SMSF loans — common questions
General information only — not personal financial product or credit advice. AeFin is an Australian Credit Representative (CR 464548) of Finsure (ACL 384704).