Investment lending is rarely about a single purchase — it's about the portfolio you're building and whether today's loan leaves room for the next one. AeFin structures investor finance across the bank and non-bank market so the way each facility is built serves the position, not just the property in front of you.
What we structure
- Investment property loans — owner and non-owner-occupied, principal-and-interest or interest-only.
- Equity release — using the equity in one property, structured deliberately, to fund the next acquisition.
- Portfolio structuring — security and facilities arranged so one property's circumstances don't constrain the others.
- SMSF investment property — see SMSF property loans for limited-recourse borrowing inside a fund.
How we think about it
The headline rate matters; the structure matters more. We look at how the loans sit across your entities and security, how they are serviced, and what they leave open — so the portfolio compounds instead of stalling at the next application.
Our register
AeFin provides credit assistance and structuring — general information, not personal financial product advice. We work alongside your accountant and advisers on tax and suitability.
Related
General information only — not personal financial product or credit advice. AeFin is an Australian Credit Representative (CR 464548) of Finsure (ACL 384704).