Most borrowers see a broker when they need a product. AeFin clients come when they need a structure — one that holds up across their super, their business and their next commercial move.
What we do
The forks are different problems; the discipline is the same — architect the debt to serve the outcome.
Rate cycles come and go. A poorly structured facility — wrong entities, weak security, mismatched terms — can cost far more than a basis point. We prioritise the architecture.
Learn more →We are not owned by, or beholden to, any single lender. Finsure's ACL 384704 gives us access to the bank and specialist market so the recommendation follows the structure, not the panel.
Learn more →Complex credit — SMSF borrowing, construction, commercial — requires a different rigour than a standard residential loan. Our practice is built around that complexity, not adapted from it.
Learn more →How we work
We start with what you are building — retirement, business equity, commercial property — not the loan in front of you.
SMSF trustees, corporate borrowers, personal guarantees and cross-collateralisation all interact. We design the structure before approaching any lender.
As an authorised credit representative of Finsure (ACL 384704), we access bank and specialist lenders and match credit to policy, not to a single panel.
Structures change as your plan evolves. We stay engaged so the next move is already accounted for.
A transactional broker finds a product. A structuring practice architects the system.
The information on this page is general in nature and does not constitute personal financial, credit or investment advice. Credit assistance provided through AeFin as Australian Credit Representative CR 464548 of Finsure Finance & Insurance Pty Ltd (ACL 384704). SMSF-related content is general in nature — suitability for your fund must be assessed with your licensed adviser and accountant. Please consider your own circumstances before acting on any information here.
