Estimate transfer (stamp) duty on a property purchase across every Australian state and territory, then see how the structure of the buy can move the number.
What this calculator estimates
Stamp duty — properly, transfer duty — is the state tax you pay when property changes hands. It is usually the single largest transaction cost in a purchase, and it is set by the state or territory you buy in, not by the Commonwealth. Choose your jurisdiction above, enter the dutiable value (generally the purchase price or market value, whichever is higher), and the calculator applies that state's general transfer-duty scale to give you an indicative figure, an effective rate, and a rough cash-to-settle marker.
What drives the number
Two things move duty: where you buy and how much you pay. Each state runs its own sliding scale, so the same $750,000 contract attracts a different duty in New South Wales than it does in Queensland or Western Australia. The scales are progressive — the rate climbs as the value rises — which is why a small lift in price near a threshold can cost more duty than you would expect. This calculator uses the general rates only. First home buyer, off-the-plan, pensioner and other concessions, along with foreign-purchaser surcharges, can change the result materially, and each is governed by its own state rules.
Use it as a starting point
The duty you pay is policy, not luck. Who buys, in what entity, and when can all shift the figure — which is exactly the kind of structuring that belongs in a plan, not an afterthought at settlement. Confirm your exact liability with the relevant state revenue office, then book a strategy session and we will work the duty into the wider purchase structure.
General information only — not personal financial product or credit advice. The estimate is indicative, uses general transfer-duty scales, and excludes concessions and surcharges that depend on your circumstances and each state's rules. AeFin is an Australian Credit Representative (CR 464548) of Finsure (ACL 384704).